Certificates

We’ve Got A Certificate That’s Right For You

Our Share Certificates are time deposits. By committing your funds for a specific period of time, you get a higher fixed dividend than you would with a regular savings account.  To see current rates on our Certificates check our the rate schedule. Your investment is safe because Stepping Stones Community Federal Credit Union Certificates are backed by the National Credit Union Share Insurance Fund for up to $250,000 per individual  – making them as safe as any investment in the world. We offer Certificates in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $125, you can open your own Certificate. To help you decide which Certificate will best meet your needs, take our One-Minute Certificate Test. Then request a Certificate quote from one of our member Services Representatives today at 302-298-3253.

  • Short-Term Certificates. Short term savings certificates – 6 months, offer you the fastest, readiest access to your money.
  • Medium-Term Certificates. Our 12 to 24 month medium-term Certificates offer you higher yields than shorter term Certificates.
  • Long-Term Certificates. If you have a long-term outlook, our Certificates with maturities of 3 to 5 years reward you with the highest yields we have to offer.